The Central Bank of Russia does not mind paying pension in digital rubles
The Bank of Russia is exploring the possibility of including the digital ruble in the pension system
The regulator has not yet made a decision on the issue of digital currency
Bitcoin does not have a responsible person, unlike the digital ruble, says the head of the Bank of Russia
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The Bank of Russia is considering the possibility of paying pensions in digital rubles, said the head of the regulator Elvira Nabiullina
The Central Bank of Russia is studying the issue of introducing the digital ruble into the pension system. The head of the Central Bank of the Russian Federation Elvira Nabiullina said this in an interview on the RTVI channel.
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According to Nabiullina, people themselves will be able to choose whether to receive pensions in digital rubles or not according to the same principle, according to which it is now possible to receive a pension by mail or to a bank account..
At the same time, the head of the Central Bank of the Russian Federation noted that the decision on the issue of the digital ruble has not yet been finally taken.
Lack of a guarantor
Nabiullina also touched upon the topic of bitcoin. The head of the Central Bank of the Russian Federation once again pointed out that with the help of bitcoin “you can carry out various illegal operations easily.” In addition, “no one is responsible for it [bitcoin],” since the cryptocurrency “has no responsible person,” the head of the regulator emphasized..
“It’s unclear who is responsible for bitcoin – the system,” said Nabiullina.
Now, according to Nabiullina, the Bank of Russia is actively studying the pros and cons of the digital ruble, as well as the technological risks associated with the emergence of this form of money..
“Plus, we need to understand what really people and business will get from this, you asked the right question,” she added..
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However, the director of the Banking Institute of the Higher School of Economics (HSE) Vasily Solodkov believes that cryptocurrency is in any case much ahead of government developments.
According to Solodkov, the digital version of the domestic currency will not have such functions as anonymity, cross-border, and finiteness. Director of the HSE Banking Institute believes that the main advantage of bitcoin is the ability to “bypass various restrictions”.
The digital ruble, in his opinion, is unlikely to be able to offer the same level of freedom..
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